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Your Security

Before availing of our services, there are a few security issues you should know about: -

  1. Liam Denis Ferguson t/a Ferguson & Associates is regulated by the Financial Regulator as a Multi-Agency Intermediary and a Mortgage Intermediary.  In addition, we contribute to Fund B of the Investor Compensation Scheme, in accordance with the Investor Compensation Act 1998.  Please feel free to check these details directly with The Financial Regulator or the Investor Compensation Company Limited.
  2. We do not accept payments made out to Ferguson & Associates.  Your cheques or Direct Debits will always be in favour of the chosen investment product provider, e.g. Irish Life. 
  3. Once we establish your investment, your contract is with the investment product provider, e.g. New Ireland.  You can then check on the value of your investment directly with the investment provider at any time.
  4. Once you have established an investment through us, you have 30-days to change your mind.  If you are not happy with your investment within this 30-day period, you may apply for a refund in writing.  No product charges or early exit penalties will apply.  However, if there has been a drop in value from the date of your investment during this 30-day period due to adverse investment conditions, the product providers reserve the right to reduce the value of your retuirned investment to take account of such a drop.   



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